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Cruises offer the perfect blend of adventure, relaxation, and discovery. But before you set sail, it’s essential to pack wisely! From soaking up the sun on deck to exploring vibrant ports, the right gear ensures that you make the most of every moment. Whether you're organizing your compact cabin or safeguarding your skin during island excursions, this guide will equip you with the must-haves for smooth sailing. Let’s get started on packing for an unforgettable cruise! Top 10 Must-Have Cruise Items  1. Portable Battery Pack Why it’s essential : Imagine you’re halfway through an amazing shore excursion, snapping photos of everything... until your phone dies! A portable battery pack saves you from missing out on capturing memories or getting lost without navigation. Top Pick: INIU 140W Power Bank 27000mAh  – $72 to $100 With a high capacity , this power bank is perfect for keeping your laptop, tablet, and phone fully charged, even on long excursions. Plus, its compact design won’t weigh down your beach bag.   Budget Pick: INIU Portable Charger 10000mAh  – $20 to $25 Small but mighty, this budget-friendly option will keep your phone alive for those “must-snap” moments, without the bulk. 2. Waterproof Phone Case Why it’s essential : Trust me, your phone will thank you! Even if it's water-resistant, beach waves, pool splashes, or an unexpected rainstorm can still spell disaster.   Top Pick: Ghostek Nautical Phone Case  – $30 to $60 Waterproof and drop-proof , this case is your best friend for snorkeling adventures or even just hanging out by the pool. It ensures your phone stays protected in up to 20 feet of water.   Budget Pick: JOTO Universal Waterproof Phone Pouch – $7 to $13 Affordable, simple, and versatile, this pouch is the perfect quick fix for keeping your phone dry during water activities, without the high price tag. 3. Magnetic Hooks Why it’s essential : Cruise cabins are small, and organization is key to avoiding clutter. Magnetic hooks make the most of vertical space for hanging towels, hats, or anything else you need easy access to.   Top Pick: LOVIMAG Black Magnetic Hooks (110 lbs) – $7 (4-Pack) These strong hooks attach easily to the metal walls of your cabin, giving you much-needed extra space for hanging clothes or accessories.   4. Collapsible Water Bottle Why it’s essential : You don’t want to be caught without water on a long day exploring new places. A collapsible water bottle saves space in your bag while keeping you hydrated.   Top Pick: Hydaway Collapsible Water Bottle  – $25 to $30 This bottle collapses down to just over an inch, making it easy to carry when empty. It’s durable and holds both hot and cold liquids.   Budget Pick: Mefold Store Collapsible Water Bottle (610mL/20oz)  – $10 Lightweight, leak-proof, and budget-friendly, this water bottle is a great companion for any shore excursion.   5. Sunscreen and Aloe Vera Gel Why it’s essential : Sunburns can quickly ruin your vacation. A good sunscreen protects your skin from UV rays, while aloe vera gel soothes any burns you might get along the way. Top Pick (Sunscreen): EltaMD UV Clear Face Sunscreen SPF 46  – $30 to $36 This lightweight sunscreen is perfect for sensitive skin and provides broad-spectrum protection against harmful UV rays. Since it's clear, it works well on all shades of skin without leaving a white cast. Top Pick (Reef-Safe Sunscreen): Thinksport SPF 50+ Mineral Sunscreen  – $17 to $22 Reef-safe and highly effective, this sunscreen not only protects your skin but also helps preserve the environment. Though the formula is thicker, it rubs in smoothly and leaves minimal to no white residue, ensuring a clear finish. Top Pick (Aloe Vera Gel): Sun Bum Cool Down Aloe Vera Gel  – $9 - $12 This gel is well-known for its soothing and cooling properties, making it great for sunburns or irritated skin. It's lightweight, absorbs quickly, and contains vitamin E and tea tree oil for added relief 6. Motion Sickness Remedies Why it’s essential : Nothing spoils a cruise faster than seasickness. Having remedies on hand will ensure you’re ready for any rough seas. Top Pick (Best Overall): Bonine – $5 to $10 A non-drowsy, fast-acting option that helps prevent nausea and dizziness caused by motion sickness. Top Pick (Best Natural): Ginger Chews ( Gin Gins or Dramamine Ginger Chews )  – $5 to $8 For those who prefer natural remedies (or plan to enjoy cocktails), ginger chews are a great, non-medicated option for keeping nausea at bay. 7. Backpack for Shore Excursions Why it’s essential : From water to snacks to souvenirs, you need a reliable backpack to carry your essentials during shore excursions.   Top Pick: Osprey Daylite Plus Daypack - $70 - 80 Lightweight and durable, this pack has padded straps and plenty of compartments to keep your items organized and accessible throughout your adventures.   Budget Pick: VPBAGE Highly Water-resistant Hiking Daypack (15L) - $20 - 29 A simple, no-fuss water-resistant backpack that’s budget-friendly but still holds everything you’ll need for a day exploring.   8. USB Ports Hub (Cruise-Approved) Why it’s essential : With limited outlets in cruise cabins, a USB hub ensures you can keep all your devices charged without breaking cruise regulations.   Top Pick: IEFUU 100W USB C Charger Block  – $45 to $55 A  high-powered  hub with multiple USB-C and USB-A ports, this is ideal for keeping your devices charged and surge-protection-free. Top Pick (with a cable): TOPADRE 160W USB C Charging Station   – $25 to $50 With fast-charging ports and a detachable cable, this charging station is perfect for ensuring all your devices stay powered up. 9. Lanyard with Key Holder Why it’s essential : Keep your SeaPass card and other essentials close with a lanyard, making it easy to navigate the ship and embark on shore excursions. Top Pick: DELSWIN Heavy Duty Retractable Lanyard – $9 to $12 A durable retractable lanyard with a high-strength steel cord designed to last longer than cheaper alternatives. Its metal casing ensures your SeaPass card and other essentials are always within easy reach. Budget Pick: Any basic lanyard from Amazon  – $5 to $7 Simple and effective, this lanyard does the job without breaking the bank. 10. Laundry Bags Why it’s essential : Keeping dirty clothes separate from clean ones is especially important on longer cruises. A foldable laundry bag keeps things organized. Top Pick: Miamica Travel Laundry Bag  – $13 to $16 Compact and easy to pack, this laundry bag is designed for travel and keeps dirty clothes neatly stored.   Budget Pick: Any basic laundry bag from Amazon – $5 to $10 You could just grab any cheaper bag off of Amazon or one that you have lying around the house already! Looking to make your cruise planning even smoother? Check out our free printable cruise planner in our store to help you stay organized before and during your trip. Grab your copy here and start your adventure stress-free! Conclusion: As the waves carry you to new horizons, you’re not just prepared—you’re ready for the adventure of a lifetime. With these essential items packed, you'll be organized, sun-safe, and fully prepared to explore every corner of the ship and every destination ashore. So raise a toast, embrace the freedom of the open seas, and create memories that will last long after you return to shore. Bon voyage and happy cruising! Disclaimer : The information provided in this post is based on personal experiences and research. Please consult official sources for the most accurate and updated details regarding cruise regulations and packing recommendations. Additionally, this post contains affiliate links. If you click on these links and make a purchase, I may earn a small commission at no extra cost to you. These commissions help support the blog and allow me to continue providing valuable content. I only recommend products that I personally use or trust. Thank you for your support!

Royal Caribbean is widely regarded as one of the top cruise lines, known for its impressive ships and extensive range of activities. However, like any major company, it has its pros and cons. As a seasoned cruiser, I’ve experienced both the highlights and the frustrations that come with Royal Caribbean. Whether you’re planning your first voyage or you’re a loyal Crown & Anchor Society member, here are three things Royal Caribbean excels at —and three areas where it could improve. 3 Things Royal Caribbean Does Best 1. Entertainment That Stuns at Sea When it comes to onboard entertainment, Royal Caribbean truly takes the crown . The line consistently impresses with high-energy Broadway-style productions , dazzling ice-skating performances , and cutting-edge high-tech shows . Their newest ships offer thrilling experiences, like AquaTheater performances  featuring acrobatics and water stunts that leave you on the edge of your seat. On Oasis-class ships , the ice-skating shows blend artistry and skill, while Quantum-class ships  boast the SeaPlex , the largest indoor activity space at sea, complete with bumper cars , laser tag , trapeze lessons , and even roller skating . 2. Loyalty That Rewards You for Coming Back Who doesn’t love being rewarded for loyalty? Royal Caribbean’s Crown & Anchor Society  makes it worthwhile to keep coming back. The loyalty program offers tiered benefits, including discounted or complimentary drinks , exclusive parties , upgraded in-room amenities , and special perks like free laundry for high-tier members . Starting at the Diamond level , you’ll even enjoy 4 free drinks per day ! Best of all, your points never expire —your loyalty status is yours for life, and you can enjoy these perks whenever you cruise. Sample perks - For all perks, go to RoyalCaribbean.com. 3. Excitement for Every Generation Royal Caribbean excels at offering activities  that appeal to all age groups, making it a fantastic choice for multi-generational travel . Whether it’s toddlers, teens, or grandparents , everyone can find something to enjoy onboard. Kids’ clubs , thrilling water slides , the FlowRider surf simulator , rock climbing walls , and serene adult-only solariums  are just a few of the activities available across the fleet. Oasis and Quantum-class ships  are equipped with these exciting features, ensuring that everyone in the family stays entertained. 3 Areas for Improvement As much as I love Royal Caribbean, no cruise line is perfect. Here are the top three things that frustrate me the most: 1. Sticker Shock from High Prices We recently compared prices in The Real Cost of a 7-Day Cruise , on a variety cruise lines and found Royal Caribbean ranked 6 out of 9 on the base fare for a 7-day interior room, falling behind MSC, Princess, Carnival, Celebrity, HAL and NCL. The high prices don't stop there. Many cruisers are unaware that Royal Caribbean also charges additional gratuities will be charged daily, which leads to unexpected costs  when they accumulate over time. Royal Caribbean should make these charges more transparent  during the booking process to avoid sticker shock , especially for new cruisers. High prices continue on to the optional add-ons, including alcohol, dining, and WiFi, which leads to the feeling on being "nickel and dimed" on board and leads to my second area of improvement. 2. Lack of an All-Inclusive Option While Royal Caribbean’s drink packages offer convenience, they come with a hefty price tag. It’s hard to find the Deluxe Beverage Package for less than $70 per person, per day, and on some sailings, prices can soar as high as $110. For couples, this can easily add up to over $1,300 for a week-long trip. Royal Caribbean's drink package is one of the MOST EXPENSIVE at sea, matched only by it's sister cruise line, Celebrity. Unlike some other cruise lines, Royal Caribbean does not offer an all-inclusive package  that combines drinks, Wi-Fi, gratuities, and specialty dining  into one convenient price. This means that guests are faced with a la carte pricing  for everything from alcohol to onboard activities, which can make budgeting for a cruise  more challenging. Many cruisers, myself included, wish Royal Caribbean  would introduce a comprehensive package  to streamline costs. When adding in the drink package, WiFi, specialty dining, and tips, Royal Caribbean drops to 8th out of 9, with only Disney Cruise Line pricing higher. Meanwhile, cruise lines with an all-inclusive option hold 3 of the top 4 places. If you want the drink package, you might want to check out Princess's Princess Plus & Princess Premier packages, HAL's "Have It All" Early Booking Bonus and NCL's Free at Sea and Free at Sea Plus programs before making your final decisions. Practical Tip : Before you book, look for pre-cruise deals  on packages like drinks and Wi-Fi. Booking these early can save you a significant amount of money. 3. Free Dining Can Be a Gamble The free dining options —such as the buffet and main dining room—can be hit or miss . While Sorrento’s pizza  is usually reliable, the quality of food in the main dining room  can sometimes be inconsistent. Nothing’s more disappointing  than ordering a meal in the main dining room, only to feel like you could have grabbed the same plate from the buffet. This inconsistency is frustrating, especially when it varies between ships in the same class. Set Sail with Confidence! With Royal Caribbean’s unmatched entertainment , rewarding loyalty perks , and endless activities , you’re sure to find your perfect adventure at sea. However, be mindful of the additional costs like gratuities and drink packages, and plan ahead  to make the most of your cruise. Whether you’re new to cruising or a seasoned traveler, Royal Caribbean  offers something for everyone—but being prepared will ensure your journey is smooth sailing! Disclaimer : This blog post reflects personal opinions and experiences regarding Royal Caribbean cruises. The content is provided for informational purposes only and should not be construed as official statements or endorsements from Royal Caribbean International or any affiliated entities. Always refer to official sources for the most accurate and up-to-date information regarding cruise services, packages, and policies. Trademark Notice : Royal Caribbean International® and Crown & Anchor Society® are registered trademarks of Royal Caribbean Cruises Ltd. All other trademarks and names are the property of their respective owners. This blog is not affiliated with, endorsed, or sponsored by Royal Caribbean Cruises Ltd.

If you're planning to travel between the U.S. and Europe or the U.K. in 2024-2025, there are a few updates you should keep in mind. U.S. citizens traveling to Europe (Schengen Area) Now delayed until 2026 , travelers to the EU will eventually experience a new system called the Entry/Exit System (EES) . Instead of traditional passport stamps, travelers will submit biometric data—like facial scans and fingerprints—upon entry and exit. EES is still expected to roll out in late 2024 , but operational readiness may vary by country. Additionally, the European Travel Information and Authorization System (ETIAS) , originally anticipated for mid-2025, has now been officially postponed to 2026 . It will launch sometime after EES is fully operational , likely in late 2026 . This system is similar to the U.S.'s ESTA program. ETIAS Details (for future planning): Launch Date:  Expected in late 2026 When to Apply:  At least 96 hours  before departure, once the system launches Cost:  €7 (approximately USD $7.75) — applies to travelers aged 18–70 Exemptions:  Those under 18 or over 70 still require ETIAS but are exempt from the fee Application Process:  Done online; requires a valid U.S. passport, email address, and a credit or debit card. The form takes about 10 minutes and includes personal info, security, and health questions. Most applications are approved quickly, though some may need further review. Travelers should continue to monitor the official ETIAS website  for updated timelines and launch details. U.S. citizens traveling to the U.K. If you're heading to the U.K., you'll need to apply for a UK Electronic Travel Authorisation (ETA)  for short visits starting in 2025. This requirement applies to all U.S. travelers who do not already hold a visa or residence permit. Key Details: When to Apply:  Applications open for U.S. citizens on November 27, 2024 . When It’s Required:  The ETA becomes mandatory  for travel starting January 8, 2025 . Cost:  The ETA currently costs £10 , but this will increase to £16 on April 9, 2025 . Validity:  Each ETA is valid for two years  or until your passport expires (whichever comes first). You can use it for multiple visits  of up to six months each . Application Process: Apply online or via the UK ETA app . You’ll need: A valid U.S. passport A digital passport photo Answers to basic security questions Most travelers receive approval within three working days , often sooner. Important Notes: If you're planning to apply soon, consider doing so before April 9, 2025 , to pay the lower £10 fee . This ETA does not  allow you to work remotely in the U.K. — a separate visa is required for that. Schengen Area Citizens Traveling to the UK Travelers from EU countries, Switzerland, Norway, Iceland, and Liechtenstein are required to obtain an Electronic Travel Authorization (ETA)  before visiting the UK for short stays. Key Details: When to Apply:  Eligible travelers can apply beginning March 5, 2025 . When It’s Required:  An ETA is mandatory  for travel to the UK starting April 2, 2025 . Cost:  The ETA currently costs £10 , but this will increase to £16 on April 9, 2025 . Validity:  An approved ETA is valid for multiple entries  over two years  or until your passport expires—whichever comes first. Application Process: Apply online or through the UK ETA app . You'll need: A valid passport A digital passport photo Personal details and answers to standard security questions Most applicants receive a decision within 3 business days , often sooner. Exemptions: British and Irish citizens  do not require an ETA. UK residents  with valid immigration status are also exempt, but must show proof. Transit exemption:  If you're transiting airside  through a UK airport (not passing through border control), you’re temporarily exempt  from needing an ETA. This policy is under review and may change. Pro Tip: If you're planning to travel soon, consider applying before April 9, 2025  to avoid paying the higher £16 fee. UK citizens traveling to Schengen Area and US Travel to the Schengen Area: The implementation of the European Travel Information and Authorization System (ETIAS)  has been delayed . It is now expected to become operational in the last quarter of 2026 , with a transitional grace period extending into 2027.  This means that UK travelers will not need to apply for ETIAS authorization until late 2026 or early 2027 .​ euronew ETIAS Details: Launch Date:  Expected in the last quarter of 2026 , with mandatory enforcement likely beginning in 2027 . ​ The Independent Who Needs It:  All non-EU citizens who are currently visa-exempt, including UK citizens, will need to obtain an ETIAS authorization before traveling to Schengen Area countries for short stays (up to 90 days within a 180-day period). ​ Application Process:  The application will be online, requiring a valid passport and a fee of approximately €7 (about £6). Once granted, the authorization will be valid for three years  or until your passport expires, whichever comes first. ​ Exemptions Due to Brexit: UK nationals and their family members who are beneficiaries of the Withdrawal Agreement  are exempt from ETIAS; they can reside and travel in their EU host country and other European countries requiring ETIAS as long as they hold documents proving their status. ​ New requirements to travel to Europe Travel to the United States: There are currently no new travel restrictions or requirements  announced for UK citizens traveling to the US. UK travelers should continue to use the Electronic System for Travel Authorization (ESTA)  under the Visa Waiver Program. U.S. Domestic Travel New airline rules  took effect in the U.S. on October 28, 2024 . Airlines are now required to provide automatic cash refunds  for significant flight disruptions. In practice, if your flight is canceled or “significantly changed” (delayed beyond 3 hours for domestic flights or 6 hours for international flights)  and you choose not to take an alternative flight, the airline must refund your ticket cost including any taxes and ancillary fees ​. The rule also covers other paid services: if you paid for extra amenities (like checked baggage, seat upgrades, or Wi-Fi) and the airline fails to provide them (for example, your bag is lost or heavily delayed), you are entitled to a refund of those fees​ .These refunds are to be issued promptly  – within 7 business days for credit card purchases (20 days for cash or other forms of payment)​– without the passenger having to specifically request it. As U.S. Transportation Secretary Pete Buttigieg said, the rule “sets a new standard”  so that passengers get their money back automatically  when the airline owes them a refund​/ REAL ID Enforcement Deadline (U.S.) Every air traveler age 18 or older  will need to present a REAL ID–compliant driver’s license  (or ID card) or an acceptable alternative ID  (such as a passport) to pass through TSA security for domestic U.S. flights ​. This deadline has been postponed multiple times in the past, but as of now it is firmly set for May 7, 2025 . Official Links - for more information, see the official sites below. ETIAS for Europe (Schengen Area) : https://etias.com UK Electronic Travel Authorization (ETA) : https://www.gov.uk/standard-visitor-visa REAL ID Information (U.S.) : https://www.dhs.gov/real-id Disclaimer: The information provided on this page is intended for general informational purposes only and is subject to change. While we strive to ensure the accuracy and timeliness of the content, travel rules and regulations can vary and may be updated by the respective authorities without notice. We recommend verifying all visa requirements, travel authorizations, and other travel-related rules directly with official government sources or through your travel advisor before making any travel plans. We are not responsible for any decisions made based on the information provided on this website.

You've landed in your dream destination, excited to explore, only to be sidelined by something as simple as drinking tap water. Whether you're trekking through the mountains of Peru or wandering the streets of India, knowing where it's safe to drink water can be the difference between a great trip and a nightmare. In some countries, tap water carries hidden dangers—from bacteria and parasites to harmful chemicals—making bottled water your best travel companion. Avoid Hidden Health Risks: Water Safety in Africa: Sub-Saharan Africa : Ethiopia, Kenya, Nigeria, Ghana, Uganda. North Africa : Egypt, Morocco. Why : Across much of Africa, particularly in Sub-Saharan and North Africa, the water systems are outdated or underdeveloped. This can lead to water contamination with harmful bacteria, parasites, and pollutants. Even in cities like Nairobi and Cairo, inconsistent treatment means tap water isn’t always safe to drink. In rural areas, the lack of proper sanitation worsens the risk. Bottled water is the safest option. Asia: Stay Cautious, Even in Luxury: India and Southeast Asia : India, Nepal, Cambodia, Laos, Vietnam, Indonesia (including Bali). China  (outside of Hong Kong and Macau). Why : In countries like India, Nepal, and Cambodia, tap water is often untreated or only partially treated. This means it can carry harmful bacteria, industrial pollutants, and parasites. Even in China, especially in rural areas, water treatment can be inconsistent, with risks from heavy metals or chemicals. Travelers should always opt for bottled water. Don’t Drink the Water! Essential Travel Tips for Water Safety Abroad Personal Experience : During our trip to India, my wife and I were careful to drink only bottled water, thinking we were doing everything right. But after enjoying drinks at a five-star hotel, we realized they had used ice made from tap water. Unfortunately, we both got very sick afterward—luckily only on our way back home and not during our flight. This experience taught us that even in high-end establishments, you need to be cautious about the source of ice and water in drinks. Drink Safe or Risk Regret: Water Safety in Latin America: Central America : Mexico, Honduras, Guatemala, Costa Rica, El Salvador, Nicaragua. South America : Peru, Bolivia, Ecuador, Venezuela, parts of Argentina, and Brazil. Why : Tap water in many parts of Latin America, including popular destinations like Mexico and Peru, often contains harmful bacteria, viruses, and parasites. Even in urban areas, aging infrastructure and inconsistent regulations increase contamination risks. In Mexico, for example, waterborne illnesses are common, making bottled water the safest option for travelers throughout the region. Don't Let Your Adventure in Eastern Europe Go South: Countries : Ukraine, Moldova, Albania, Bosnia and Herzegovina, Kosovo, Russia. Why : Many Eastern European countries, including Ukraine and Moldova, have aging infrastructure that results in contaminated tap water. Even in Russia, despite technological advancements, the water in cities like Moscow can still carry bacteria or pollutants. This issue worsens in smaller cities and rural areas, where water treatment systems are less developed. Bottled water is strongly recommended throughout the region. Stay Smart About Water in the Middle East: Countries : Iraq, Jordan, Lebanon, Syria, Yemen. Why : The Middle East, particularly in countries like Iraq and Syria, suffers from compromised water quality due to damaged infrastructure and conflict. Even in urban areas, water treatment systems are often outdated or not reliable. Travelers should avoid tap water and opt for bottled water, even in seemingly safe areas. Keep Cool Without the Risk: Water in the Caribbean: Countries : Haiti, Dominican Republic, parts of the Bahamas. Why : Water contamination is common in areas like Haiti and the Dominican Republic, where inconsistent treatment leads to unsafe tap water. On smaller islands and rural parts of the Bahamas, water systems may not be developed enough to prevent bacterial contamination. Stick to bottled water in these areas to avoid health risks.   Map of safe water to drink tap water! Safe in Green , Caution (Major Cities/Tourist areas are generally safe) in Orange Generally not safe in Red Quick Travel Tips: Stay Water-Savvy! LifeStraw  to the Rescue : In places like India  or Peru , a LifeStraw can save the day when bottled water isn’t an option. Just sip, filter, and stay safe! Ice, Ice, Caution : Even when drinking bottled water, beware of ice made from tap water . Always check before sipping those chilled drinks! DIY Purification : Don’t have a filter? Boil water for at least one minute  to kill harmful bacteria—an eco-friendly, budget-savvy backup. Cultural Hydration : In Morocco , tea is a safe and delicious way to stay hydrated, thanks to boiling water. Plus, you get to enjoy the local culture! Hydration Hero : Invest in a reusable water bottle with a built-in filter—perfect for eco-conscious travelers looking to reduce plastic waste. Travel is meant to be an adventure, but something as small as a glass of water can derail your plans. With a little caution—like packing a LifeStraw or sticking to bottled water—you can avoid unnecessary health risks. Stay hydrated, stay happy, and may your travels be filled with safe sips and unforgettable memories! Disclaimer : The information in this post is for general informational purposes only. While efforts are made to ensure the accuracy of the information, water safety conditions can change and vary by location. Always consult local resources and health officials for the most up-to-date water safety advice.

Why Travel Insurance Is Your Best Companion on Any Journey You’ve planned your dream vacation, but a canceled flight or medical emergency can quickly derail your plans—and without travel insurance, those unexpected costs could ruin the trip. Travel insurance is your safety net, protecting you from costly surprises. Whether it’s covering medical bills, lost luggage, or a canceled trip, flexible plans ensure you’re protected—no matter what kind of traveler you are. What is Travel Insurance, and Why Do You Need It? Travel insurance is more than just an extra expense; it’s a necessary backup when things go wrong. From medical emergencies to flight delays, the right policy can transform a stressful situation into a manageable one, allowing you to enjoy your travels without worry. The Best Travel Insurance Companies for Every Traveler 1. Best Overall: Allianz Global Assistance Why it’s great : Allianz offers comprehensive plans with excellent trip cancellation, medical, and evacuation coverage. Their user-friendly tools make it easy to manage policies and file claims, whether you're a frequent or occasional traveler. Key Features : Trip Cancellation : Covers up to 100% of the trip cost. Emergency Medical : Up to $50,000 . Medical Evacuation : Up to $250,000 . Best for : Frequent travelers, families, and business trips. 2. Best for Medical Coverage: Berkshire Hathaway Travel Protection Why it’s great : Known for fast claims processing and high medical coverage limits, Berkshire Hathaway offers peace of mind, especially for those concerned about medical emergencies. Key Features : Trip Cancellation : Up to 100% of the trip cost. Emergency Medical : Up to $100,000 . Medical Evacuation : Up to $1,000,000 . Best for : Travelers who prioritize robust medical coverage and fast claims processing. 3. Best for Travelers with Pre-Existing Conditions: Travel Guard by AIG Why it’s great : Travel Guard offers a pre-existing condition waiver on all plans if purchased within 15 days of booking. Their customizable plans also cater to adventure travelers with added evacuation options. Key Features : Trip Cancellation : Up to 100% of the trip cost. Emergency Medical : Up to $15,000 . Medical Evacuation : Up to $150,000 . Best for : Travelers with pre-existing conditions looking for flexible coverage. Company Trip Cancellation Emergency Medical Medical Evacuation Pre-Existing Condition Coverage Adventure Sports Coverage 24/7 Assistance Price Allianz Global Assistance Up to 100% of trip cost Up to $50,000 Up to $250,000 No waiver Optional add-ons Yes Moderate to High Berkshire Hathaway Travel Protection Up to 100% of trip cost Up to $100,000 Up to $1,000,000 No waiver Not typically included Yes Moderate Travel Guard by AIG Up to 100% of trip cost Up to $15,000 Up to $150,000 Waiver available if purchased within 15 days Optional add-ons Yes Moderate Cancel for Any Reason (CFAR) Options Explained Cancel for Any Reason (CFAR) coverage provides flexibility not offered by standard policies. CFAR lets you cancel your trip for reasons not normally covered, such as changing your mind. However, CFAR typically comes as an add-on and is not available for annual plans. Allianz Global Assistance : CFAR can be added to select single-trip plans, reimbursing up to 80%  of nonrefundable trip costs (It’s usually available only on single-trip plans, not annual plans, and must be purchased within a specified time of the initial booking). Berkshire Hathaway Travel Protection : Only on the LuxuryCare plan. It reimburses up to 50% of nonrefundable trip costs if you cancel for any reason​. Travelers must insure 100% of their trip cost and buy the LuxuryCare policy within 15 days of the initial trip deposit to be eligible​. (No CFAR option is available on BHTP’s lower-tier plans). Travel Guard by AIG : CFAR is available on single-trip policies (typically the mid- or high-tier plans , not the basic Essential plan), reimbursing up to 50%  of trip costs. You generally must purchase this add-on within 15 days of your first trip payment and cancel at least 48 hours before departure to use CFAR. Why It Pays to Be Prepared Travel is unpredictable, but travel insurance ensures that even the unexpected doesn’t ruin your plans. Companies like Allianz, Berkshire Hathaway, and Travel Guard offer plans that cater to different types of travelers, so finding the right policy is easy. Before your next adventure, ensure you're covered and can travel with peace of mind, knowing that you're protected from the unexpected. Conclusion: Don’t Leave Home Without It Travel insurance isn’t a luxury; it’s a necessity. With the right coverage, you can focus on enjoying your trip instead of worrying about the unknown. Protect yourself, choose the best travel insurance for your needs, and travel with confidence. Disclaimer: The information provided on this blog is for general informational purposes only and is not intended as legal, medical, or financial advice. While we strive to provide accurate and up-to-date information, we make no guarantees about the completeness or accuracy of the information presented. Readers are encouraged to consult directly with travel insurance providers or legal advisors for specific guidance related to their personal circumstances. All trademarks, logos, and brand names mentioned are the property of their respective owners. Use of these names does not imply endorsement or affiliation with this blog. By continuing to use this site, you agree to the terms of use and the disclaimer provided above.

Updated: September 15, 2024 Here are the top 10 travel credit cards, with their benefits in terms of savings on hotels and flights, access to exclusive airport lounges, comprehensive travel insurance/protections, and sign-up bonuses.: The Platinum Card ® from American Express Chase Sapphire Reserve Chase Sapphire Preferred ® Card Capital One Venture Rewards Credit Card United ℠ Explorer Card Marriott Bonvoy Boundless ® Credit Card Marriott Bonvoy Business ™ American Express ® Card Marriott Bonvoy Brilliant ® American Express ® Card American Express ® Gold Card Ink Business Preferred ® Credit Card The Platinum Card from American Express Savings on Hotels and Flights: 5X Membership Rewards® Points for flights booked directly with airlines or American Express Travel; 5X Membership Rewards® Points for prepaid hotels booked with American Express Travel. Exclusive Airport Lounges: Access to over 1,300 airport lounges worldwide. Travel Insurance/Protections: Trip cancellation and interruption insurance, car rental loss and damage insurance. Sign-up Bonus: 80,000 Membership Rewards points after spending $8,000 in the first 6 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $695. Click here to see if you're qualified Chase Sapphire Reserve Savings on Hotels and Flights: 3X points on travel immediately after earning your $300 travel credit; 3X points on dining. Exclusive Airport Lounges: Access to Priority Pass Select. Travel Insurance/Protections: Trip cancellation/interruption insurance, primary rental car insurance, emergency evacuation, and transportation. Sign-up Bonus: 60,000 points after spending $4,000 in the first 3 months. Recommended Credit Rating: Excellent (750+). Annual Fee: $550. Click here  to see if you're qualified Chase Sapphire Preferred Card Savings on Hotels and Flights: 2X points on travel and dining. Exclusive Airport Lounges: None. Travel Insurance/Protections: Trip cancellation/interruption insurance, primary rental car insurance. Sign-up Bonus: 60,000 points after spending $4,000 in the first 3 months. Recommended Credit Rating: Good to Excellent (690-850). Annual Fee: $ 95. Click here  to see if you're qualified Capital One Venture Rewards Credit Card Savings on Hotels and Flights: 5X miles on hotels and rental cars booked through Capital One Travel; 2X miles on every purchase. Exclusive Airport Lounges: Cardholders get two complimentary visits yearly to Capital One Lounges or Plaza Premium Lounges. Travel Insurance/Protections: Travel accident insurance, auto rental collision damage waiver. Sign-up Bonus: 75,000 miles after spending $4,000 in the first 3 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $95. Click here  to see if you're qualified United Explorer Card Savings on Hotels and Flights : 2X miles on United purchases, dining, and hotel stays. Exclusive Airport Lounges : Two United Club one-time passes annually. Travel Insurance/Protections : Trip cancellation/interruption insurance, auto rental collision damage waiver. Sign-up Bonus : 50,000 miles after spending $3,000 in the first 3 months. Recommended Credit Rating : Good to Excellent (670-850). Annual Fee : $0 introductory annual fee for the first year, then $95. Click here  to see if you're qualified. Marriott Bonvoy Boundless Credit Card Savings on Hotels and Flights: 6X points at Marriott Bonvoy hotels; 2X points on all other purchases. Also, receive 15 elite night credits towards your status, giving you the equivalent of staying 15 nights automatically each year with the card. Exclusive Airport Lounges: None. Travel Insurance/Protections: Lost luggage reimbursement and baggage delay insurance. Sign-up Bonus: 3 Free Night Awards after spending $3,000 in the first 3 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $95. Click here  to see if you're qualified Marriott Bonvoy Business American Express® Card Savings on Hotels and Flights: 6X points at Marriott Bonvoy hotels; 4X points at U.S. restaurants, U.S. gas stations, U.S. shipping, and wireless telephone services purchased directly from U.S. service providers; 2X points on all other eligible purchases. Also, receive 15 elite night credits towards your status, giving you the equivalent of staying 15 nights automatically each year with the card. Exclusive Airport Lounges: None. Travel Insurance/Protections: Car rental loss and damage insurance, baggage insurance plan. Sign-up Bonus: 75,000 points after spending $3,000 in the first 3 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $125. Click here  to see if you're qualified Marriott Bonvoy Brilliant American Express® Card Savings on Hotels and Flights: 6X points at Marriott Bonvoy hotels; 3X points on U.S. restaurants and flights booked directly with airlines; 2X points on all other eligible purchases. Also, receive 25 elite night credits towards your status, giving you the equivalent of staying 25 nights automatically each year with the card. Exclusive Airport Lounges: Priority Pass Select membership. Travel Insurance/Protections: Trip delay reimbursement and baggage insurance plan. Sign-up Bonus: 75,000 points after spending $3,000 in the first 3 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $650. Click here  to see if you're qualified. American Express Gold Card Savings on Hotels and Flights: 4X points at restaurants, including takeout and delivery; 4X points at U.S. supermarkets (up to $25,000 per year, then 1X); 3X points on flights booked directly with airlines or on   amextravel.com . Exclusive Airport Lounges: None. Travel Insurance/Protections: Baggage insurance plan, car rental loss and damage insurance. Sign-up Bonus: 60,000 Membership Rewards points after spending $4,000 in the first 6 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $250. Click here  to see if you're qualified Ink Business Preferred Credit Card Savings on Hotels and Flights: 3X points on the first $150,000 spent on travel and select business categories each account anniversary year. Exclusive Airport Lounges: None. Travel Insurance/Protections: Trip cancellation/interruption insurance, primary rental car insurance. Sign-up Bonus: 100,000 points after spending $8,000 in the first 3 months. Recommended Credit Rating: Good to Excellent (670-850). Annual Fee: $95. Click here  to see if you're qualified Comparison Table Credit Card Lounge Access Travel Protections Sign-Up Bonus Annual Fee The Platinum Card® from American Express Access to over 1,400 lounges worldwide, including Centurion, Priority Pass Select, Delta Sky Club, etc. Trip cancellation/interruption insurance, trip delay insurance, baggage insurance, car rental loss & damage insurance, and more. 80,000 Membership Rewards points after spending $8,000 in the first 6 months. $695 Marriott Bonvoy Brilliant® American Express® Card Priority Pass Select (over 1,200 lounges) Trip delay insurance, baggage delay insurance, lost luggage reimbursement, and rental car insurance. 95,000 Marriott Bonvoy points after spending $5,000 in the first 3 months. $650 Chase Sapphire Reserve® Priority Pass Select (1,300+ lounges globally) Trip cancellation/interruption insurance, auto rental collision damage waiver (primary coverage), trip delay reimbursement, and baggage delay insurance. 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months. $550 American Express® Gold Card None Baggage insurance plan, trip delay insurance, car rental loss & damage insurance (secondary). 60,000 Membership Rewards points after spending $4,000 in the first 6 months. $250 Marriott Bonvoy Boundless® Credit Card None Baggage delay insurance, trip delay reimbursement, and lost luggage reimbursement. 3 Free Night Awards (up to 50,000 points each) after spending $3,000 in the first 3 months. $95 Capital One Venture Rewards Credit Card None (Priority Pass available on Venture X, not this version) Travel accident insurance, rental car insurance (secondary), and 24-hour travel assistance services. 75,000 miles after spending $4,000 in the first 3 months. $95 United℠ Explorer Card 2 United Club passes annually Trip cancellation/interruption insurance, auto rental collision damage waiver, and baggage delay insurance. 50,000 bonus miles after spending $3,000 in the first 3 months. $95 Chase Sapphire Preferred® Card None (but offers travel portal credits for bookings) Trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, and primary auto rental collision damage waiver. 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months. $95 Ink Business Preferred® Credit Card None Trip cancellation/interruption insurance, cell phone protection, auto rental collision damage waiver, and baggage delay insurance. 100,000 Ultimate Rewards points after spending $8,000 in the first 3 months. $95 Marriott Bonvoy Business™ American Express® Card None Baggage insurance, car rental loss and damage insurance, and trip delay insurance. 125,000 Marriott Bonvoy points after spending $8,000 in the first 6 months. $125 Recommended Cards for Different Budgets For Luxury Travelers , The Platinum Card® from American Express is ideal, with its extensive lounge access and luxury travel perks, despite the high annual fee. For Frequent United Flyers : The United℠ Explorer Card   offers solid benefits for United travelers, including free checked bags and lounge passes, with a moderate annual fee. For Luxury Hotel Rewards : The Marriott Bonvoy Brilliant ® American Express ® Card   provides excellent value for frequent Marriott guests with high rewards and elite status benefits. The card can be combined with the Marriott Bonvoy Business™ American Express® Card for an additional 15 elite night rewards (totaling 40 nights per year) and an 85K and 35K night rewards (valued at $600 and $250, respectively) just for having both cards (and could cost $775 in annual fees). (See the Marriot Post for more info) Note: You cannot have received a signup bonus on another Marriott card in the past 24 months. For more information on Marriot Cards, please see the blog post on Understanding Marriott's Credit Cards and Points System ! For Everyday Spending : The American Express ® Gold Card  offers high rewards on dining and groceries, making it a great option for everyday use. For Small Business Owners : The Ink Business Preferred ® Credit Card   is a top choice with high rewards on business expenses and comprehensive travel protections. Trademark and Legal Information Disclaimer The information provided on this website is for general informational purposes only and does not constitute professional financial advice. While we strive to ensure accuracy and timeliness, credit card offers, terms, and conditions can change frequently, and we cannot guarantee the current validity of the information provided. You should always verify the latest offer details directly with the credit card issuer before applying or making any financial decisions. We are not liable for any losses or damages incurred from using the information on this website. Using any information or materials on this website is entirely at your own risk, and you should consult a qualified financial professional for personalized advice. Referral Link Disclosure Please take note that some of the links on this website are referral links. This means that I may earn a commission if you click through and sign up for a product or service, at no extra cost to you. This commission helps support the website and enables us to keep providing quality content. I only recommend products and services that I believe will be valuable to my readers. However, you are responsible for reviewing the terms and conditions of any product or service before making a decision. Trademark and Legal Information The Platinum Card® from American Express, Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, Capital One Venture Rewards Credit Card, United℠ Explorer Card, Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Business™ American Express® Card, Marriott Bonvoy Brilliant® American Express® Card, American Express® Gold Card, Ink Business Preferred® Credit Card, and Free Spirit® Travel More World Elite Mastercard are registered trademarks of their respective companies. American Express®, Chase, Capital One, United Airlines, Marriott Bonvoy®, and Spirit Airlines® are registered trademarks of their respective owners, and all other trademarks are the property of their respective companies. This website is not affiliated with or endorsed by any credit card companies mentioned. All product names, logos, and brands are the property of their respective owners. Information provided about these products is subject to change. Please refer to the credit card issuer’s website for the most current and detailed information.

Travel is full of excitement and surprises, but not all surprises are welcome. Imagine you're in the middle of a scenic drive or exploring a new destination when a sudden headache or stomachache strikes. You're far from a pharmacy and don’t want to ruin your day. That’s where having a travel emergency kit  comes in. This isn’t just advice we give—it’s something we practice ourselves on every single trip. Our go-to is the Keep Going Travel First Aid Kit for Kids , which comes packed with essentials like band-aids , antibiotic ointment , alcohol pads , and more. But we don’t stop there! We've added a few extras to ensure we're covered for any situation that may arise while on the go. Trust me, this kit has come in handy more times than we can count, especially on cruises. There have been times when the shops on the cruise ship were closed while at port, leaving us with no access to medicine unless we got off the ship or waited for the shops to reopen—where prices are often inflated. Having our own kit meant we were prepared, not just for ourselves, but also for fellow travelers who were grateful we had something to at least make them feel better. Here's everything you need to build your own must-have travel emergency kit . What’s in Our Kit: Essentials from the Keep Going Travel First Aid Kit Custom Add-Ons: Beyond the Essentials Band-aids: Essential for cuts or blisters TUMS Tablets: Quick relief for indigestion Neosporin: Prevents infections Diarrhea Relief Tablets: For upset stomach Gauze: For larger wounds Mylanta Gas Relief: Helps with bloating Alcohol Pads: For cleaning cuts Advil Liqui-Gels: Pain and fever relief Hydrocortisone Cream: Soothes itchy skin Tylenol Extra Strength: Pain and fever Burn Gel: Soothes minor burns Benadryl Ultratabs: Allergy relief Tweezers: For removing splinters Advil Cold and Flu: Relief from symptoms Scissors: For cutting tape Halls Cough Drops: Soothes sore throat Medical Tape: To secure bandages Boncare Thermometer: Quick fever check Dramamine: Motion sickness relief Revlon Compact Nail Clipper Let’s face it—things can go wrong on a trip. Imagine you’re on a cruise, and the shops onboard are closed while you’re docked at port. You start feeling seasick, or maybe an allergic reaction flares up. Without access to medicine, you’d be forced to either disembark to find a pharmacy or wait for the ship’s shops to reopen, where prices are typically inflated. Having a travel emergency kit with Dramamine or Benadryl  could save your day. Trust me—this isn’t just hypothetical; it’s happened to us more than once! Alternative Options: Not all brands may be available in every region, and you might want alternatives that suit your budget or preferences. Here are a few replacements you can consider: If Mylanta Gas Relief  is unavailable, consider Gas-X Extra Strength  for fast gas relief. Can’t find Advil Liqui-Gels ? Try Aleve Liquid Gels , which also work for pain and fever. If you need a more budget-friendly thermometer, the Vicks Digital Thermometer is a reliable option. Ready for the Road Being prepared for the unexpected is not just smart—it’s essential. A travel emergency kit ensures you’re ready to tackle small mishaps without missing a beat. So, on your next trip, don’t just think about your outfits and itinerary—make sure your travel emergency kit is packed and ready to go. Trust me, your future self will thank you! Disclaimer: The content provided on this blog is for informational purposes only and is based on personal experiences and research. The author is not a licensed healthcare provider, and any medical or travel-related advice should be verified with a professional before applying it to your circumstances. Affiliate Disclosure: This post may contain affiliate links, which means I may receive a small commission at no additional cost if you purchase through the links provided. These commissions help support the blog and allow me to continue providing helpful content. I only recommend products that I use and trust. I appreciate your support!